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CredRight

CredRight Pvt Ltd
Trustable Ranking IconDe Confiança
1K+Transferências
33MBTamanho
Android Version Icon7.1+
Versão Android
5.40(30-10-2022)Última versão
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Age ratingPEGI-3
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Descrição de CredRight

CredRight is a lending platform and helps facilitate loans via RBI registered Banks and NBFCs. We offer the below loan facility via our platform:


Loan Amount: Rs 1,00,000 to Rs 15,00,000

Minimum Annual Percentage Rate (APR): 18%, Maximum Annual Percentage Rate: 30% (reducing balance)

Minimum repayment period: 12 months, Maximum repayment period: 120 months

Processing Fees: Max Up to 3% of loan amount exclusive of GST

Prepayment Fees: Up to 6% on the outstanding principal. GST Extra.

Late fee: In case of ECS/NACH/Cheque Bounce, you'll be charged Rs.500/- for each instance of ECS/NACH/Cheque Bounce. In addition, your bank may also levy charges in case of a ECS/NACH/Cheque Bounce.


Sample Loan Calculation:

Loan Amount: ₹4,00,000

Tenure: 36 months

Interest Rate: 27% (on reducing principal balance interest calculation)

Processing fees (PF) + GST = ₹ 12,000 + ₹ 2,160 = ₹ 14,160

Total Deductibles (PF + GST): ₹ 14,160

In-Hand Amount: Loan Amount - Total Deductibles = ₹ 4,00,000 – 14,160 = ₹ 3,85,840

Monthly EMI Repayable: ₹16,330

Total Amount Payable: ₹16,330 x 36 months = ₹5,87,880

Total Principal Payable = ₹4,00,000

Total Interest Payable: ₹1,87,880

Total Cost of the Loan = Interest Amount + Processing Fees = ₹1,87,880 + ₹14,160 = ₹2,02,040


CredRight is a loan platform, and we share your data with registered scheduled banks and NBFCs

(Lending Partners) which shall include personal information, geo location, business data and financial data. We, and Lending Partners, at no time store or share your contacts, credentials, access or share your pictures apart from selfies and house & business pictures you share for verification.

Our current lending partners are DMI Finance Private Limited and UGro Capital Private Limited which are RBI registered Systemically Important NBFCs.

CredRight - Versão 5.40

(30-10-2022)
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CredRight - Informação APK

Versão APK: 5.40Pacote: com.credright
Compatibilidade com Android: 7.1+ (Nougat)
Programador:CredRight Pvt LtdPolítica de Privacidade:https://www.credright.com/privacy-policyPermissões:22
Nome: CredRightTamanho: 33 MBTransferências: 0Versão : 5.40Data de lançamento: 2022-10-30 04:47:27Ecrã mínimo: SMALLCPU Suportado:
ID do Pacote: com.credrightAssinatura SHA1: 3C:6E:A7:DD:DA:CA:42:9B:E3:35:61:DF:13:C4:3A:B5:02:98:44:B5Programador (CN): AndroidOrganização (O): Google Inc.Localização (L): Mountain ViewPaís (C): USEstado/Cidade (ST): CaliforniaID do Pacote: com.credrightAssinatura SHA1: 3C:6E:A7:DD:DA:CA:42:9B:E3:35:61:DF:13:C4:3A:B5:02:98:44:B5Programador (CN): AndroidOrganização (O): Google Inc.Localização (L): Mountain ViewPaís (C): USEstado/Cidade (ST): California

Última Versão de CredRight

5.40Trust Icon Versions
30/10/2022
0 transferências18 MB Tamanho
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